top of page
![[GetPaidStock.com]-61cac8c313acd.jpg](https://static.wixstatic.com/media/5e150e_2ee0bcd260d7439e80e26ad0976c5127~mv2.jpg/v1/fill/w_980,h_274,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/5e150e_2ee0bcd260d7439e80e26ad0976c5127~mv2.jpg)
WHAT'S ON MY MIND
Search


When will interest rates drop below 4%
Stop Waiting for Perfect Mortgage Rates — Start Building Equity Today Over the last 40 years, mortgage rates have seen it all — from the...

rayloveshomes
Apr 251 min read
Â
Â
Â


Not your Average Home Tour
Looking at a Home Through the Eyes of a Realtor: What Ray Maestas Sees That You Might Miss When touring homes in Sacramento, most buyers...

rayloveshomes
Apr 241 min read
Â
Â
Â


Hot and Cold Real Estate Markets
Did you know that real estate markets can vary dramatically from one Bay Area neighborhood to the next? While one zip code might be...

rayloveshomes
Apr 231 min read
Â
Â
Â


Start your Day with Purpose
Start Your Day with Purpose! There’s nothing like an early morning to set the tone for success. Whether it's crushing a quick workout,...

rayloveshomes
Apr 231 min read
Â
Â
Â


What's a Good Interest rate for you?
Don’t let today’s rates stop you from owning tomorrow’s dream. Mortgage interest rates may be up—but they’re not forever. The real estate...

rayloveshomes
Apr 221 min read
Â
Â
Â


Down Payment Assistance in California 2025
Thinking of buying a home in 2025 but worried about the down payment? Good news—California has expanded down payment assistance programs...

rayloveshomes
Apr 161 min read
Â
Â
Â


How to Save Money For your First Home
How to Save Money to Buy Your First Home in Sacramento – Tips from Ray Maestas, Local Realtor of 18 Years Buying your first home is one...

rayloveshomes
Apr 152 min read
Â
Â
Â


Eight Steps to Buying your First Home
Thinking about buying your first home in Sacramento? Here are 8 essential steps to get you started — from dreaming to door keys! 1. Check...

rayloveshomes
Apr 151 min read
Â
Â
Â


Luxury Real Estate Granite Bay Ca
Luxury Living in Granite Bay: Discover 5131 Ashley Woods Dr with Ray Maestas If you're searching for the pinnacle of luxury real estate...

rayloveshomes
Apr 111 min read
Â
Â
Â


House Hunting Tips
Know What Matters: Your Guide to House Hunting in Folsom with Ray Maestas House hunting isn’t just about square footage or curb...

rayloveshomes
Apr 111 min read
Â
Â
Â


Great Fixer in Citrus Heights 415k
Fixer with ADU Potential in Citrus Heights – 8013 S Copperwood Dr Presented by Ray Maestas | 18 Years of Sacramento Real Estate Expertise...

rayloveshomes
Apr 111 min read
Â
Â
Â


Big changes coming to I-80 east Sacramento
Big Changes Coming to I-80 East: More Lanes, Smoother Commutes from Dixon to Sacramento! If you've driven the I-80 East corridor between...

rayloveshomes
Apr 101 min read
Â
Â
Â


Buy and wait! Don't wait to Buy.
Buy Real Estate and Wait... Don’t Wait to Buy Real Estate. The truth about real estate? Time is your best investment partner. Waiting for...

rayloveshomes
Apr 101 min read
Â
Â
Â


What's Important to you when Buying a Home?
Why Proximity to Amenities Matters When Buying a Home in Sacramento With Ray Maestas, Sacramento Realtor with 18 Years of Trusted...

rayloveshomes
Apr 81 min read
Â
Â
Â


Why leave the Bay Area?
From the Bay to Fair Oaks: Embracing the Sacramento Lifestyle with Ray Maestas, Realtor After years of navigating the hustle and bustle...

rayloveshomes
Apr 71 min read
Â
Â
Â


Want a Slower Pace of Life in California?
10 California Towns Where You Can Slow Down and Breathe Easy By Ray Maestas, Your Trusted Northern California Realtor If you’ve been...

rayloveshomes
Apr 42 min read
Â
Â
Â


Best Place to Live in California
Best Places to Live in California: Why Folsom Tops the List California is known for its stunning landscapes, booming job market, and...

rayloveshomes
Apr 32 min read
Â
Â
Â


Great Investment - Fix/Flip - Starter Home
Buying a Fixer-Upper in Fair Oaks: Your Path to Homeownership in Sacramento Are you a first-time homebuyer looking to break into the...

rayloveshomes
Apr 32 min read
Â
Â
Â


Where are the Millennials moving too?
Millennials Are Moving Out of State – Where Are They Going? Millennials are making big moves—literally. Rising housing costs, job...

rayloveshomes
Apr 22 min read
Â
Â
Â


Most Expensive - Most Affordable places to live in California
The Most Affordable Cities in Northern California to Live In If you're searching for an affordable place to live in Northern California,...

rayloveshomes
Mar 312 min read
Â
Â
Â
Raymond Maestas Fremont Realtor
bottom of page