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A short sale in real estate is when a financially distressed homeowner is able to sell their home or property for less than the amount due on the mortgage. The buyer of the property is a third party and not the bank. All proceeds from the sale go to the lender. Depending on the state, the lender either forgives the difference or gets a deficiency judgment against the borrower requiring them to pay the lender all or part of the difference between the sale price and the original value of the mortgage. In some states, this difference must legally be forgiven in a short sale.

What I can do to help:

  • Negotiate with the lender to advocate for the short sale

  • Preparing the documentation for the need of the short sale for the lender to approve or disapprove

  • Assist you in understanding all of the terms of the negotiations, executing the extensive paperwork involved and the timeframe in which it can take to complete


Raymond Maestas Fremont Realtor

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