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What are all the cost to a Real Estate deal?
Shopping for a house can leave you exhausted and spiritually broken, especially when that dream home is proving tricky to find in your...

rayloveshomes
Jan 28, 20212 min read


If you ever thought about a kitchen remodel you have to read this!
It’s been a long year, and it’s ok if you’re tired of staring at those kitchen cabinets you’ve frankly hated for years. 2021 is a year...

rayloveshomes
Jan 26, 20213 min read


2020 Real Estate market finished strong
Real Estate market in the Bay Area is looking strong for 2021. If you would like a more detail report for you city, pls give me a call/text

rayloveshomes
Jan 20, 20211 min read


How to get rid of your Mortgage Insurance (pmi)
Breaking up is hard to do…unless it can save you money ! That’s why the first question most buyers ask about their new mortgage is—“When...

rayloveshomes
Jan 19, 20211 min read


Real Estate Glossary: Top 29 Real Estate Terms Defined
Every industry has its own jargon, and real estate is no different. From adjustable rate mortgages to title insurance to amortization, it...

rayloveshomes
Jan 17, 20215 min read


Home Inspections - What is Sec 1 & Sec 2?
This is a brief video on Home inspections, Its Important to get home inspections when purchasing any home to get the true value of the...

rayloveshomes
Jan 14, 20211 min read


Financing - FHA vs Conventional Mortgages
FHA loans or conventional loans? There are a couple of different nuances here between the two that will help you make a better decision...

rayloveshomes
Jan 13, 20212 min read


First Time Home Buyer - Appliance Program
Exciting news today! C.A.R.’s Housing Affordability Fund Home Essentials Program is now open for applications. The program provides...

rayloveshomes
Jan 9, 20211 min read


Summer Fun! Fremont home with Pool coming soon!
This home shows pride of ownership but we are going to prove that! we are currently getting to inspected by professionals and will than...

rayloveshomes
Jan 9, 20211 min read


Coming Soon! Investment opportunity in Richmond, Ca
Great Investment opportunity coming in Richmond, Ca- Property is a 3/2 two remodeled down to the studs, property also features an AUD in...

rayloveshomes
Jan 9, 20211 min read


Join Us for an Estate Sale in Fremont 1/10/21
One of my clients is working hard to get his home ready to go on the market so we are holding a huge estate sale this Sunday to help him...

Ray Maestas
Jan 7, 20211 min read


The Bay Area Housing Market During Pandemic
NOT ONLY HAVE THE PRICES NOT TUMBLED, THEY SHOT TO RECORD LEVELS. IN A BAY AREA NEWS ARTICLE, I REAL ESTATE FIRM SAYS THAT THE MEDIAN...

rayloveshomes
Jan 4, 20212 min read


Buying New Construction Homes
Buying a new construction home, What's the process? Well, if you're buying a new construction home, you are basically buying a dream....

rayloveshomes
Jan 3, 20213 min read


What makes you a First Time Home Buyer?
First-time Homebuyer. This just might surprise you because it's just for the past three years. A borrower could not have had an ownership...

rayloveshomes
Jan 2, 20211 min read


What is Mortgage Forbearance
What is mortgage forbearance specifically? Mortgage forbearance is a word that is new to us yet we're gonna be hearing it for months and...

rayloveshomes
Jan 1, 20211 min read


Upgrade your homes Technology
It's not only millennials and Gen Ys that love smart home technology, but even the Baby Boomers love it too. Smart home technology makes...

rayloveshomes
Dec 31, 20201 min read


California Prop 19: Property tax breaks
When you move to a new home, you have to pay property taxes based on how much you paid for that home but some older Californians who...

rayloveshomes
Dec 31, 20201 min read



Ray Maestas
Dec 31, 20200 min read
Raymond Maestas Fremont Realtor
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