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WHAT'S ON MY MIND
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Painting tips for Home Owners
The way your home is decorated says a lot about you, your family, and your lifestyle. Not only does choosing the right colors set the...

rayloveshomes
Feb 23, 20213 min read
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Pre-Qualified or Pre-Approved? What’s the Difference?
Mortgage Pre-Qualification Versus Mortgage Pre-Approval When you meet with a lender for the first time, they generally ask some probing...

rayloveshomes
Feb 22, 20212 min read
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2021 Housing Forecast
If you need a more detailed analysis of your particular market or neighborhood give me a call

rayloveshomes
Feb 18, 20211 min read
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Silicon Valley Real Estate
Helping people relocate, sale or purchase property in the Silicone Valley

rayloveshomes
Feb 15, 20211 min read
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Who pays the Real Estate Agents Commission? How much?
WHO PAYS THE REALTOR COMMISSION? Historically, the seller will pay all of the real estate commissions for both sides of the transaction....

rayloveshomes
Feb 11, 20211 min read
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New Loan Programs! Don't miss out..
Interest rates are still amazingly low and awesome programs coming out to off set the pandemic. Call for pre-approval before these...

rayloveshomes
Feb 2, 20211 min read
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We are Live! Come see us 787 McLaughlin st Richmond "Just Listed"
Turn key home! Nothing was overlooked when remodeling this house. Hardwood floors, granite counter tops, fresh paint, recessed lighting,...

rayloveshomes
Jan 31, 20211 min read
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What are all the cost to a Real Estate deal?
Shopping for a house can leave you exhausted and spiritually broken, especially when that dream home is proving tricky to find in your...

rayloveshomes
Jan 28, 20212 min read
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2020 Real Estate market finished strong
Real Estate market in the Bay Area is looking strong for 2021. If you would like a more detail report for you city, pls give me a call/text

rayloveshomes
Jan 20, 20211 min read
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How to get rid of your Mortgage Insurance (pmi)
Breaking up is hard to do…unless it can save you money ! That’s why the first question most buyers ask about their new mortgage is—“When...

rayloveshomes
Jan 19, 20211 min read
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Real Estate Glossary: Top 29 Real Estate Terms Defined
Every industry has its own jargon, and real estate is no different. From adjustable rate mortgages to title insurance to amortization, it...

rayloveshomes
Jan 17, 20215 min read
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Home Inspections - What is Sec 1 & Sec 2?
This is a brief video on Home inspections, Its Important to get home inspections when purchasing any home to get the true value of the...

rayloveshomes
Jan 14, 20211 min read
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Summer Fun! Fremont home with Pool coming soon!
This home shows pride of ownership but we are going to prove that! we are currently getting to inspected by professionals and will than...

rayloveshomes
Jan 9, 20211 min read
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Join Us for an Estate Sale in Fremont 1/10/21
One of my clients is working hard to get his home ready to go on the market so we are holding a huge estate sale this Sunday to help him...

Ray Maestas
Jan 7, 20211 min read
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Buying New Construction Homes
Buying a new construction home, What's the process? Well, if you're buying a new construction home, you are basically buying a dream....

rayloveshomes
Jan 3, 20213 min read
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What is Mortgage Forbearance
What is mortgage forbearance specifically? Mortgage forbearance is a word that is new to us yet we're gonna be hearing it for months and...

rayloveshomes
Jan 1, 20211 min read
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California Prop 19: Property tax breaks
When you move to a new home, you have to pay property taxes based on how much you paid for that home but some older Californians who...

rayloveshomes
Dec 31, 20201 min read
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Ray Maestas
Dec 31, 20200 min read
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Raymond Maestas Fremont Realtor
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