Down Payment Assistance in California 2025

Thinking of buying a home in 2025 but worried about the down payment?

Good news—California has expanded down payment assistance programs to help first-time buyers step into homeownership without breaking the bank.

With rising prices, every bit helps—and these programs could cover a portion (or even all) of your down payment and closing costs. Whether you're a teacher, healthcare worker, or just a hopeful buyer with dreams of owning, there's likely something out there for you.

DM me to find out what you qualify for or tag a friend who needs to hear this!

Let’s make 2025 the year you stop renting and start building equity.

Ray Maestas Folsom Realtor is a top agent in NorCal specializing in Folsom, Roseville, Fremont, Union City, Fair Oaks, El Dorado Hills, and the surrounding communities